Through Desjardins, business people can conveniently apply to the Federal Immigrant Investor Program. To be accepted into the program, obtain permanent residency, and enjoy the same benefits as all Canadians, candidates must satisfy a number of eligibility requirements, which include:

The candidate must have lawfully acquired a minimum net worth of $CAN800,000. “Net worth” with respect to an investor means the fair value of all the assets of the investor and spouse, or common law partner, minus the fair market value of all liabilities – only the applicant’s inheritances can be included.

The candidate must also satisfy one of the following managerial experience criteria:

• Management experience : the candidate must have managed five full-time job equivalents per year for at least two years during a set period that begins five years before the application date and ends on the date of the interview decision.

OR

• Business ownership : the candidate must have owned and managed a business that meets any two of the four requirements listed in the table below for at least two years during a set period that begins five years before the application date and ends on the date of the interview decision.

Example

*'N' refers to the percentage of your ownership

The candidate must commit to a fully-secured passive investment of $CAN400,000 for a five-year term (63 months) through Desjardins, an authorized Immigrant Investor Program facilitator. Or they may choose to significantly reduce their payment through the exclusive Desjardins Golden Plan.